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Search›Companies›IPF Digital AS
11034137ActivePublic limited companyEE101155566 · VAT-registered

IPF Digital AS

Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 5 // Sepapaja tn 4·EMTAK 70201 — Business and other management consultancy activities·22+ years
Andmed · ···
On this page
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Overview

e-Business Register · 1 h ago
Registry code
e-Business Register
Legal form
Public limited company
Registered
30.04.2004e-Business Register
Address
Lõõtsa tn 5 // Sepapaja tn 4, Lasnamäe linnaosa, Tallinn, 11415 Harju maakondADS · e-Business Register
E-mail address
est-legal@ipfdigital.come-Business Register
Website
www.credit24.eee-Business Register · domain active
Telephone
+372 6143400· Telia Eesti ASe-Business Register · TTJA NBA
Principal activity
EMTAK 70201 - Business and other management consultancy activitiese-Business Register · ETCB
VAT number
ETCB · VAT-registered
Share capital
50 000,00 €e-Business Register
LEI
984500650D127F436942 · issued 14.05.2021GLEIF
Estonia's public business register
HomeViewsIndustriesBlogSourcesAbout

Public registry of Estonian companies — every fact traceable to a source and a date. Free and ad-free for everyone.

Nimistu MTÜ
Address: Parda tn 8, 10151 Tallinn, Estonia
E-mail: info@nimistu.ee

Browse

  • Home
  • Views
  • Industries
  • Recent registrations

Data

  • 72 sources
  • Database
  • Extensions
  • MCP

Organisation

  • About
  • For journalists
  • Donation terms
  • Refunds
  • Terms
  • Privacy
  • Contact
© 2026 Nimistu MTÜ. License CC-BY-SA 4.0 · details
Data · 18 sourcese-Business Register · 1 min agoMTARTKFinantsinspektsioonPatendiametBuiltWithWeb tech scanEesti InternetCompanies HouseGLEIFData Protection Authority
e-Business Register ↗

Registered 30. aprill 2004, primary activity: Business and other management consultancy activities. Main place of business in Lasnamäe linnaosa, Tallinn, Harju maakond.

Revenue 2026 (I kv)
16 792 456 €
▲ 10% vs 2025 I kv
As of 10.04.2026 (MTA)
Employees
122
2026 (MTA)
Taxes paid
1 332 980 €
State + labour taxes · 2026 (I kv)
Tax debt
0 €
As of 25.06.2026 (MTA)
Revenue 2026 (I kv)
16,8m €
▲ 10% vs 2025 I kv
As of 10.04.2026 (MTA)
Employees
122
2026 (MTA)
Taxes paid
1,3m €
State + labour taxes · 2026 (I kv)
Tax debt
€0
As of 25.06.2026 (MTA)

Officers (8)

e-Business Register · 1 h ago
HO
Hiie Ormisson
Born 1979 · 46 y · board member since 13.07.2020
Board member
JK
Jari Kalevi Koivula
Born 1965 · 60 y · board member since 13.07.2020
Board member
KS
Kristi Saaremets-Ojala
Born 1985 · 40 y · board member since 27.01.2025
Board member
IG
Iwona Gruchacz
Born 1977 · 49 y · board member since 17.04.2025
Board member
PM
Piotr Mariusz Bubak
Born 1973 · 53 y · board member since 17.04.2025
Board member
PG
Povilas Girčys
Born 1980 · 45 y · supervisory board member since 03.02.2022
Supervisory board member
TC
Thomas CraneÜhendkuningriik · United Kingdom
Born 1972 · 53 y · supervisory board member since 08.03.2024
Supervisory board member
KW
Krzysztof Witold Adamski
Born 1977 · 48 y · supervisory board member since 19.04.2025
Supervisory board member

Founders

e-Business Register · 1 h ago
OE
OÜ Ermitex InvesteeringudLEGAL PERSON
Legal person · 10616506 · founder since 30.04.2004
Founder

Shareholders

e-Business Register · 1 h ago
ID
IPF DIGITAL GROUP LIMITEDÜhendkuningriik · United KingdomUK · 06032184
UK Companies House · 06032184 · shareholder since 31.01.2024
Shareholder 94% · 47k €

Beneficial owners (2)

e-Business Register · 1 h ago
GJ
Gerard Jude RyanIirimaa · Ireland
Born 1964 · 61 y · ultimate beneficial owner since 11.12.2018
Ultimate beneficial owner
SS
Stuart SinclairÜhendkuningriik · United Kingdom
Born 1953 · 72 y · ultimate beneficial owner since 19.06.2020

Other persons (2)

e-Business Register · 1 h ago
AD
Aktsiaselts Deloitte EestiLEGAL PERSON
Legal person · 10687819 · auditor since 18.04.2016
Auditor
NC
Nasdaq CSD SEFOREIGN
Foreign / not in register · registrar of the shares since 13.07.2020
Registrar of the shares

Subsidiaries

e-Business Register · shareholders · 1 h ago
IPF Digital AS11034137Shareholder 100%Digital Insurance OÜ16883243MTÜ Eesti Krediidiandjate…80636686
IPF Digital AS is a shareholder or officer in 2 more companies.

Annual reports (6)

e-Business Register · annual reports · 5 päeva tagasi
Revenue 2024
46,7m €
↗ +6.9% vs 2023
State taxes 2025
2,9m €
↗ +6.9% vs 2024
Employees 2024
176
↗ +1.7% vs 2023
YearRevenueProfit

Taxes, revenue and employees

Estonian Tax and Customs Board · 10.04.2026 as of
50,0m €25,0m €0

Tech stack

BuiltWith · 9 päeva tagasi
Domains (14)
www.credit24.ee
SRCÄriregister
credit-24.ee
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
credit24.ee
SPFDMARC

Data Protection Authority decisions (1)

Data Protection Authority · precepts, appeals, court rulings
15.06.2022
2.1.-1/21/2663· IPF Digital AS
Decision PDF →
Precept

Trademarks (3)

Patendiamet · 17.05.2026
CR
Creditea krediidikonto
1 class · word · 17.12.2023 · M202301123
Registered
ILURAHA.EE Sära täies ilus
1 class · figurative-word · 18.06.2018 · M201800645
Registered
PUHKUSERAHA.EE Sinu unistuste puhkus
1 class · figurative-word · 18.06.2018 · M201800648
Registered

State-sector payments (3 · 9k €)

RTK Makseandmik · 15.05.2026
Transactions
3
2024–2025 · 2 years
Total amount
9k €
avg 3k €
Buyers
2
State and municipal bodies
Latest
24.09.2025
3k € · Eesti Töötukassa

2025: 5k € · 2024: 4k €

BuyerTxAmountShare
Eesti Töötukassa
74000085
2
5k €

History

last 2 years · MTA + ÄR + MTR + Procurements
2026
14.04.2026FilingKorraldav määrus— Ä 10079503 / M19 · Olek: Jõustunud
24.03.2026FilingKorraldav määrus— Ä 10079503 / M18 · Olek: Jõustunud
2025
05.12.2025FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 40 · Olek: Jõustunud
  • Kanne nr 39 · kanne
21.11.2025

Connected companies

Same-person ties · e-Business Register

IPF Digital AS is connected to 5 other companies through 4 people who hold a role here and elsewhere. The strongest tie runs through Kristi Saaremets-Ojala (2 companies).

Total connections
5
via 4 people
Connecting people
4
Active here
Distinct roles
2
Board member · Ultimate beneficial owner
Strongest tie
Kristi
2 companies
Via personKristi Saaremets-Ojala
Ultimate beneficial owner
Equity
Assets
Employees
2024AUD46 683 930 €4 110 813 €28,4m €61,7m €17630.06.2025
2023AUD43 668 336 €4 758 460 €67,3m €73,6m €17328.06.2024
2022AUD40 214 946 €26 834 642 €62,5m €70,1m €16929.06.2023
2021AUD40 929 185 €13 588 363 €61,7m €70,9m €16230.06.2022
2020AUD54 715 638 €7 329 595 €69,1m €82,5m €9130.06.2021
2019AUD13 457 719 €5 441 702 €24,9m €35,1m €1630.04.2020
Original files in PDF – the full register on e-Business Register.View reports on e-Business Register
20222023202420252026
YearRevenue (a)State taxesTaxes on workforceEmployees (Q4)
2026I Q16 792 456 €686 622 €646 358 €122
202563 745 931 €2 900 258 €2 755 190 €125
202470 022 702 €2 713 252 €2 403 697 €110
202357 367 398 €2 862 313 €2 161 390 €96
202261 040 859 €2 788 226 €1 964 972 €98
Quarterly breakdown
YearQ1Q2Q3Q4
Revenue 202616,8m €–––
State taxes 2026687k €–––
Taxes on workforce 2026646k €–––
Employees 2026122–––
Revenue 202515,3m €16,2m €16,1m €16,1m €
State taxes 2025657k €790k €736k €718k €
Taxes on workforce 2025594k €811k €656k €694k €
Employees 2025108115130125
Revenue 202424,1m €9,6m €23,5m €12,8m €
State taxes 2024693k €826k €592k €602k €
Taxes on workforce 2024521k €754k €535k €594k €
Employees 2024989696110
Revenue 202313,8m €16,2m €13,9m €13,5m €
State taxes 2023980k €834k €542k €506k €
Taxes on workforce 2023469k €692k €509k €491k €
Employees 202398969496
Revenue 202216,3m €17,8m €13,4m €13,6m €
State taxes 20221,1m €695k €505k €531k €
Taxes on workforce 2022438k €623k €448k €455k €
Employees 2022879110098
MXMicrosoft 365
NSAWS Route 53
REGTelia Eesti AS
SRCEIS WHOIS
Detected technologies
OtherOpen Graph · Schema.org
FrameworkNext.js
Tag managerGoogle Tag Manager
UI frameworkTailwind CSS
creditea.ee
SPF
HOSTAWS
MXMicrosoft 365
NSAWS Route 53
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (This operation was aborted)
gredit24.ee
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
greditea.ee
NSAWS Route 53
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (This operation was aborted)
gredit.ee
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
ipfd.ee
NSAWS Route 53
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (fetch failed)
ipfdigital.ee
SPF
MXMicrosoft 365
NSAWS Route 53
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (fetch failed)
krediidiliin.ee
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (This operation was aborted)
kredit-24.ee
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
kredit24.ee
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
kreditea.ee
NSAWS Route 53
REGEURODNS S.A
SRCEIS WHOIS
Could not analyse (This operation was aborted)
sving.ee
SPF
HOSTAWS
MXMicrosoft 365
NSAWS Route 53
REGTelia Eesti AS
SRCEIS WHOIS
Could not analyse (This operation was aborted)
Mobile carrier
+372 6143400Telia Eesti AS
Widgets12Email server8Analytics7Hosting6Ads4Linked services4Programming language3Frameworks3JavaScript libraries2Mobile technologies2Server2SSL certificate2Payment system2Ns1Content management (CMS)1Web Master1CDN1
Category breakdown
Widgets (12)
Data Collection · Tag Management · Marketing Automation · Data Management Platform · Digital Experience Optimization · API Management · Compliance Software · Cookie Consent Management · Data Protection · Privacy Compliance · Error Tracking · Website Security · Vulnerability Management · Security Auditing · Cybersecurity · Web Performance Monitoring · Bot Detection · Fraud Prevention · Spam Protection · VAT Registration · Governance Risk And Compliance
Email server (8)
Marketing Platform · Transactional Email · Campaign Management · Marketing Automation · Personalized Communication · Customer Engagement · eCommerce Marketing · Email Delivery Service · Enterprise Software · Lead Generation · Newsletter Software · Secure Email · Business Email Hosting · API Services · Email Deliverability · Mass Notification · DMARC
Analytics (7)
Social Management · Audience Measurement · Advertiser Tracking · Conversion Tracking · Conversion Optimization · Retargeting / Remarketing · A/B Testing · Product Analytics · Site Optimization · User Behavior Analytics · Web Analytics · Heatmap Analytics · Session Replay · UI/UX Testing · Feedback Forms and Surveys · Personalization · AI · Digital Customer Experience · Consumer Insights · Consumer Research · Application Performance · Visitor Count Tracking · Mobile · Tag Management · NPS and Customer Satisfaction · AI for UX Analytics · Customer Experience Management · Customer Sentiment Analysis · Experience Management · UX Automation · Visual Feedback
Hosting (6)
US hosting · Cloud Hosting · Cloud PaaS · Server Location
Ads (4)
Ad Exchange · Demand-side Platform · Ad Server · Ad Network · Ad Analytics · Retargeting / Remarketing · Dynamic Creative Optimization · Audience Targeting · Multi-Channel · Mobile
Saue Vallavalitsus
77000430
1
4k €
20252 transactions · 5k €
24.092025
Eesti Töötukassa74000085
MAJANDAMISKULUD · Töötute sotsiaalne kaitse
2846 €
24.092025
Eesti Töötukassa74000085
MAJANDAMISKULUD · Töötute sotsiaalne kaitse
2282 €
20241 transaction · 4k €
06.032024
Saue Vallavalitsus77000430
MUUD TEGEVUSKULUD · Üldiseloomuga ülekanded valitsussektoris
3708 €
FilingMuutmiskanne— Ä 10079503 / 39 · Olek: Jõustunud
06.10.2025FilingMuutmiskanne— Ä 10079503 / M17 · Olek: Jõustunud
30.06.2025ReportEsitati 2024. aasta aruanne— Käive 46 683 930 €
21.05.2025FilingKorraldav määrus— Ä 10079503 / M16 · Olek: Jõustunud
06.05.2025FilingMuutmiskanne— Ä 10079503 / M15 · Olek: Jõustunud
19.04.2025OfficerAstus nõukogusse— Krzysztof Witold Adamski
17.04.2025OfficerAstus juhatusse2×expand ›hide ⌃
  • Piotr Mariusz Bubak
  • Iwona Gruchacz
17.04.2025FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 38 · Olek: Jõustunud
  • Kanne nr 38 · kanne
25.02.2025FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 37 · Olek: Jõustunud
  • Kanne nr 37 · kanne
27.01.2025OfficerAstus juhatusse— Kristi Saaremets-Ojala
27.01.2025FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 36 · Olek: Jõustunud
  • Kanne nr 36 · kanne
22.01.2025FilingMuutmiskanne— Ä 10079503 / M14 · Olek: Puudused kõrvaldatud
2024
02.12.2024FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 35 · Olek: Jõustunud
  • Kanne nr 35 · kanne
01.07.2024FilingMuutmiskanne2×expand ›hide ⌃
  • Ä 10079503 / 34 · Olek: Jõustunud
  • Kanne nr 34 · kanne
28.06.2024ReportEsitati 2023. aasta aruanne— Käive 43 668 336 €
2
Hiie Ormisson1
Gerard Jude Ryan1
Stuart Sinclair1
KS
Kristi Saaremets-Ojala
board member
2 other companies›
CompanyRoleReg. code
MOKSO OÜ
Shareholder 50%Board memberFounderUltimate beneficial owner
14489329
MTÜ Tantsutulised
Founder
80641486
HO
Hiie Ormisson
board member
1 other company›
CompanyRoleReg. code
Tallinn, Kentmanni tn 19 korteriühistu
Board member
80043130
GJ
Gerard Jude Ryan
ultimate beneficial owner
1 other company›
CompanyRoleReg. code
Digital Insurance OÜ
Ultimate beneficial owner
16883243
SS
Stuart Sinclair
ultimate beneficial owner
1 other company›
CompanyRoleReg. code
Digital Insurance OÜ
Ultimate beneficial owner
16883243
Linked services (4)
Page Type
Programming language (3)
–
Frameworks (3)
Schema
JavaScript libraries (2)
UI · JavaScript Library · Event Handling · UI Component Library · Browser Feature Detection · Framework · Performance Optimization · State Management · Reactive Programming
Mobile technologies (2)
–
Server (2)
–
SSL certificate (2)
Root Authority
Payment system (2)
Currency · Payments Processor · Payment Acceptance
Ns (1)
Enterprise DNS
Content management (CMS) (1)
Open Source · eCommerce Enabled · Headless · Content Management · Collaboration Software · Developer Tools · Hosted Solution · Enterprise · API Management · Cloud Platform · Custom Application Development · Data Management · Digital Asset Management · Digital Experience Platform · Integration Platform · Multisite Management · Product Information Management · Visual Editor · Web Development · Workflow Automation
Web Master (1)
–
CDN (1)
–